Every time we help men and women while they achieve their funds targets

Effortless loan com

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving access to affordable credit for all when you take out an Oakam loan

Every time we help men and women while they achieve their funds targets, build their credit profile and access much better loan prices. During the time that is same simply by using our cellular software to settle on time, Oakam clients are changing the financing business, making credit less costly and much more obtainable for everybody.

Join our neighborhood of 150,000+ consumers.

brand brand New buyer? Begin with a loan from ?100 to ?800 today. Fast recovery without any fees that are late

279% fixed yearly rate of interest (1427% APR representative)pare Oakam along with other loan providers right here.

Current customers can borrow as much as ?5,000 and graduate to a yearly interest of 49% (variable) with your Big loan that is plus.

  • Access cheaper prices in the long run and increase credit history
  • Rapidly graduate to prices less than numerous bank cards
  • Borrow as much as ?5,000 while you create your credit profile
  • No setup costs. No late or early payment charges

*subject to terms

Apply with certainty

Fill our secure application that is online get a choice in moments. No setup charges, no belated charges with no repayment that is early.

Begin your Oakam journey

Place your loan to work alongside the Oakam application, grow your credit score in the long run and create your method to a better monetary future.

Tailor your loan

Accessibility lower rates and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Get more info

Get in on the customers that are 150,000 trust us

We’re more than simply a money-lender: we’re on a goal to help make available credit a truth for several.

Install our cellular application

The Oakam cellular software will permit you to use along with assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your repayment that is next time
  • Evaluation your payment routine

Reasons why you should join Oakam

Bad credit? We will pay attention

We’ll tune in to your story if you’re on advantages, have bad credit rating or simply just found its way to the united kingdom. We’ve caused it to be our goal to split down economic barriers and boost accessibility for several.

No residence visits – ever before!

Cash is a personal matter and we ensure that is stays in that way. Think about us as an option to doorstep financial loans. We’ll never ever knock on the home and you can always achieve us using the internet or higher the telephone.

No concealed shocks

At Oakam you’re constantly in control. Our products are transparent and simple. We don’t charge fees that are late there’s no cost connected with repaying early.

Your bridge up to a better monetary future

While you pay off your Oakam loan, you can easily unlock lower prices, larger quantities and longer terms. It’s our method of working for you grow your credit profile with time.

Handle the Oakam app to your loan

Access your loan and repayment routine by getting our software, thereby applying for tops ups and loans that are new the long run.


Oakam provides simple and easy economic solutions for individuals who battle to borrow from financial institutions. You can expect accountable usage of credit as they are specialized in offering our clients with value online payday HI.

Every day we help individuals because they achieve their funds targets, develop their credit profile, and accessibility much better loan rates. During the time that is same simply by using our cellular application to settle on time, Oakam clients are changing the financing business, making credit less costly and much more obtainable for everybody.

So how exactly does it work?

It’s simple! You are able to use on our internet site, or via our cellular software. The software could be downloaded through the Apple iStore for iPhone products, or regarding the Google Enjoy shop for Android os devices. In case your application is authorized, the bucks are delivered to your money regarding the exact same time. Many candidates that are successful their particular financial financial loans within a few hours to be authorized.*

At the mercy of standing. From the form, we shall ask you to answer for the month-to-month earnings and spending in information, to be able to concur that you really can afford the month-to-month repayments on the lifetime of the mortgage.

Does Oakam execute a credit search?

Yes. But we don’t base our choice entirely on your credit score. At Oakam we recognize that life does not always get as prepared. We comprehend you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike various various other loan providers though, Oakam will likely not immediately blacklist you have actually missed repayments. Your credit rating and cost assessment assist us understand your present scenario whenever we assess the job for a financial loan.

Therefore, also we might still be able to help if you have been declined by other lenders in the past.

I will be a new comer to the united kingdom. Can Oakam help me to with that loan?

Yes. We ask you have now been a citizen in the united kingdom for at the very least six months before you apply for a loan with us. All financial financial loans are susceptible to cost inspections along with your economic condition. We welcome new clients each and every day and, because our web application procedure is completely automatic, it is possible to use if you need certainly to, seven days per week. All our financial loans tend to be susceptible to your monetary standing.

So what does APR imply?

APR signifies Apr.

The APR is just a standard measure made use of across all credit products to simply help customers compare the expense of financial financial financial loans. As the APR reflects the yearly rate of fee for a loan, it’s not constantly a measure that is easy understand when you compare financial loans various lengths.

The APR is, correctly, a efficient contrast device for comparable services and products, but additionally to your APR, we constantly demonstrate the full total price of that loan plus the specific instalments, in other words. what you should pay off in complete. We think these records provides you with a fuller image of the expense of your financial financial financial loans and may help you produce a well-informed choice whether certainly one of our financial financial financial loans would work for your needs.

I will be self-employed. Can a loan is got by me?

Yes, at the mercy of your monetary standing.

May I have shared application with my lover?

No. We just provide to people therefore we usually do not take applications that are joint.